<!--

function checkform_step1(form)
{
	need = "";
	
	if(form.propertytype.options[form.propertytype.selectedIndex].text.substr(0,1) == "-")
	{
		need += "\n     -  Type of Policy";
	}
	
	if (form.propertyvalue.options[form.propertyvalue.selectedIndex].text.substr(0,1) == "-")
	{
		need += "\n     -  Amount of Insurance";
	}
	
	if (form.state.options[form.state.selectedIndex].text.substr(0,1) == "-")
	{
		need += "\n     -  Financing";
	}
	
	if (form.settlementdate.options[form.settlementdate.selectedIndex].text.substr(0,1) == "-")
	{
		need += "\n     -  Settlement Month";
	}

	if (form.year.options[form.year.selectedIndex].text.substr(0,1) == "-")
	{
		need += "\n     -  Settlement Year";
	}
	
	if (need != "")
	{
		need = "Please complete these fields:\n" + need;
		alert(need);
		return false;
	}
	else 
		return true;
}

function checkform_step2(form)
{

	need = "";
	
	if (form.firstname.value == "")
	{
		need += "\n     -  First Name";
	}
	
	if (form.lastname.value == "")
	{
		need += "\n     -  Last Name";
	}
	
	if (form.email.value == "")
	{
		need += "\n     -  E-mail Address";
	}

	if (form.phone.value == "")
	{
		need += "\n     -  Phone Number";
	}

	if (form.confirmemail.value != form.email.value)
	{
		need += "\n     -  Confirm E-mail Address";
	}

	if (form.besttime.options[form.besttime.selectedIndex].text.substr(0,1) == "-")
	{
		need += "\n     -  Best Time to be reached";
	}

	if (need != "")
	{
		need = "Please complete these fields:\n" + need;
		alert(need);
		return false;
	}
	else 
		return true;
}

-->